MUSICAL INSTRUMENT INSURANCE
Traveling with an instrument is a risky undertaking. Theft, loss and damage can happen all too easily. That’s why so many Local 4 members safeguard their instruments and equipment through the American Federation of Musicians - Seabury & Smith instrument insurance plan.
This plan offers the best coverage available. It is not only affordable – there is no comparable plan with lower rates. It is the only policy that understands how musicians work.
This policy covers all your equipment (instruments, PA, recording equipment, computers) all the time — at home, in the studio, on the road, during transit (even if you were forced to sign those airline waivers). It offers replacement
costs, not depreciated costs.
Here is a guide to instrument insurance rates:
Here is an example: Suppose you want to insure $20,000 worth of equipment (including instruments, PA, stereo, fax machine, computer, etc.). You would pay:
Call Seabury and Smith: 1-800-503-9230 for more information.
Traveling with an instrument is a risky undertaking. Theft, loss and damage can happen all too easily. That’s why so many Local 4 members safeguard their instruments and equipment through the American Federation of Musicians - Seabury & Smith instrument insurance plan.
This plan offers the best coverage available. It is not only affordable – there is no comparable plan with lower rates. It is the only policy that understands how musicians work.
This policy covers all your equipment (instruments, PA, recording equipment, computers) all the time — at home, in the studio, on the road, during transit (even if you were forced to sign those airline waivers). It offers replacement
costs, not depreciated costs.
Here is a guide to instrument insurance rates:
- $10 administration fee
- $2.20 per $100 for the first $1500 worth of items covered
- $1 per $100 for all items after the first $15
- Minimum premium is $75 per year plus the administration fee
Here is an example: Suppose you want to insure $20,000 worth of equipment (including instruments, PA, stereo, fax machine, computer, etc.). You would pay:
- $10 administration fee
- $33 for the first $1500 in equipment
- $185 for the remaining $18,500
- Total: $228 per year
Call Seabury and Smith: 1-800-503-9230 for more information.
AFM ENTERTAINMENT
An online booking and referral service, can handle every communication with a purchaser of live music in northeast Ohio. EVERY GIG WILL BE UNION GIG - your wages for the gig will be at or above Local 4 wage scales. AFM ENTERTAINMENT is now accepting registrations from AFM musicians who are solo artists or leaders of self-contained bands and ensembles. Our collective success depends on a strong online presentation. To apply, please provide high quality photographs, quality audio and video, and a professional biography. |
SIGN UP TODAY - login to AFM ENTERTAINMNET: AFM Entertainment AFM ENTERTAINMENT reserves the right to accept, reject or edit any submitted materials. If your submission doesn't meet our criteria, it will not be listed on AFM ENTERTAINMENT. However, AFM ENTERTAINMENT will let you know what the problem was, and you are free to resubmit materials at any time.
AMERICAN FEDERATION OF MUSICIANS EMPLOYERS' PENSION FUND
(AFM-EPF) is one of the largest pension funds in the entertainment industry with more than $1.5 billion in assets. Every year millions of dollars are paid out to musicians who participate in this benefit.
(AFM-EPF) is one of the largest pension funds in the entertainment industry with more than $1.5 billion in assets. Every year millions of dollars are paid out to musicians who participate in this benefit.
LESTER PETRILLO MEMORIAL FUND
The Lester Petrillo Memorial Fund is a charitable fund that provides financial aid to disabled members. This fund is not intended to replace health insurance or provide general loans, but does assist qualified applicants on an emergency basis. Please call Local 4 President Leonard DiCosimo for more information.
SOUND RECORDINGS SPECIAL PAYMENTS FUNDS
The Phonograph Record Manufacturer's Special Payments Fund, and the Theatrical and Television Motion Picture Special Payments Fund were established in order to provide recording musicians with additional revenue based on the sales of recordings and films beyond the time of the initial recording sessions.
The Phonograph Record Manufacturer's Special Payments Fund, and the Theatrical and Television Motion Picture Special Payments Fund were established in order to provide recording musicians with additional revenue based on the sales of recordings and films beyond the time of the initial recording sessions.

American Income Life | |
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